Finance Options

Convenient Payment Options

Insurance: "Do you take my insurance and will you file it for me?"

We understand that getting the most out of your dental insurance is important. All insurance coverages vary but our insurance filing experts have extensive experience and knowledge in maximizing your benefits. We are happy to work with, file, and accept payment from any insurance company that is willing to work with us. The good news is that virtually all of them are willing, and there are not many that we haven't seen before.

Insurance coverage seems to become more confusing as time goes on. At your appointment, we’ll help you determine the coverage you can expect, and we’ll fill out and file your forms for you. We always provide an estimate of coverage in advance and can get pre-approval for you. We believe our patients should be able to concentrate on their dental health without worrying about confusing paperwork.

Cornerstone Family Dentistry Self-Pay Savings Plan
We want to help make the care you need as affordable as possible. If you are without dental "insurance," consider making a commitment to good oral health through the Cornerstone Family Dentistry Self-Pay Savings Plan.

No Insurance? No Problem! Flexible Monthly Payment Options

CareCredit Dental FinancingOnly about half of our patients have dental insurance, but that's no problem. We can customize a payment plan to suit your needs. With our convenient payment plan administered by CareCredit, you can have the smile of your dreams today. CareCredit, the nation's leading patient paymentprogram enables you to finance 100% of your dental care with NO money down, NO interest, no upfront costs, no annual fees, and no pre-payment penalties. So, begin your treatment TODAY!

Care Credit can be used by the entire family for ongoing treatment without having to reapply, and it can even be used at many other health care providers such as eye doctors, veterinarians  and dermatologists. Care Credit offers a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, and it only takes a few minutes to apply for CareCredit. To learn more about CareCredit, call 1-800-839-9078, or visit their web site at

Automated Monthly Bank or Credit Card Drafting:
We can set up a safe and secure plan to automatically draft a predetermined amount to pay for your dental needs.

Cash Discount for Paying in Full
Ask about our 5% courtesy discount for payment in full at the start of treatment for procedures over $500.

We Accept Visa, Master Card, American Express, and Discover.



"My association with Dr. Hardy has always been positive and I put complete confidence in his work and integrity. I have recommended him to many of my friends."
Laura C.

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