Finance Options

Convenient Payment Options

Insurance: "Do you take my insurance and will you file it for me?"

We understand that getting the most out of your dental insurance is important. All insurance coverages vary but our insurance filing experts have extensive experience and knowledge in maximizing your benefits. We are happy to work with, file, and accept payment from any insurance company that is willing to work with us. The good news is that virtually all of them are willing, and there are not many that we haven't seen before.

Insurance coverage seems to become more confusing as time goes on. At your appointment, we’ll help you determine the coverage you can expect, and we’ll fill out and file your forms for you. We always provide an estimate of coverage in advance and can get pre-approval for you. We believe our patients should be able to concentrate on their dental health without worrying about confusing paperwork.

Cornerstone Family Dentistry Self-Pay Savings Plan
We want to help make the care you need as affordable as possible. If you are without dental "insurance," consider making a commitment to good oral health through the Cornerstone Family Dentistry Self-Pay Savings Plan.

No Insurance? No Problem! Flexible Monthly Payment Options

CareCredit Dental FinancingOnly about half of our patients have dental insurance, but that's no problem. We can customize a payment plan to suit your needs. With our convenient payment plan administered by CareCredit, you can have the smile of your dreams today. CareCredit, the nation's leading patient paymentprogram enables you to finance 100% of your dental care with NO money down, NO interest, no upfront costs, no annual fees, and no pre-payment penalties. So, begin your treatment TODAY!

Care Credit can be used by the entire family for ongoing treatment without having to reapply, and it can even be used at many other health care providers such as eye doctors, veterinarians  and dermatologists. Care Credit offers a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, and it only takes a few minutes to apply for CareCredit. To learn more about CareCredit, call 1-800-839-9078, or visit their web site at

Automated Monthly Bank or Credit Card Drafting:
We can set up a safe and secure plan to automatically draft a predetermined amount to pay for your dental needs.

Cash Discount for Paying in Full
Ask about our 5% courtesy discount for payment in full at the start of treatment for procedures over $500.

We Accept Visa, Master Card, American Express, and Discover.



"I am a 39 year old female who visited Cornerstone Dentistry desiring invisalign braces. I did not want a mouth full of metal. I had a low self esteem and never smiled due to the space between my front and bottom teeth. I would cover my mouth when I laughed. During my visit with Dr. Hardy he suggested the 6 month smile instead of invisalign. I was uncertain at first but I agreed. I really liked the idea of only wearing them for 6 months instead of several years. 6 months later I have a million dollar smile!! I am constantly smiling and I do not have to cover my teeth when I laugh. It has bosted my self esteem tremendously.

I would like to personally thank Dr. Hardy and his staff for giving me my smile back!!!!

"I'd been to the same dentist for umpteen years, but when I started coming to Dr. Hardy I realized what I'd been missing. From Tammy and Brenda at the front to the back staff, everyone is so friendly and caring. I really do like Dr. Hardy, and I've recommended him to many of my friends and co-workers. I think he does fabulous work which makes you feel better about yourself. You can greet people with a smile after seeing Dr. Hardy! Each time I call the office, everybody is so nice and cheerful. Dr. Hardy is a very caring and compassionate person. I'm glad I chose his office!""
Linda P.

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